Just to clarify a few things about the speed remote: The dials work much like a computer mouse's scroll wheel - there is no center, and if you rotate too much at a time, it will skip - it will only step one even if you rotated 3 steps. So you can't really use it for steering/accelerating a car, because the response is pretty slow and unreliable. They are intended for trains.
The regular IR remote can only control full forward / stop / full back. This works pretty well for a car for drive and steering, but it's pretty limited, not like the more sophisticated analog RC cars you would find, it's more like the cheap ones. The problem I ran into is that I couldn't make a fast car, because the high gearing resulted in too much torque at start (from zero to full speed) and the gears would slip - they could very well break if pushed. The SBrick (see below) should allow for gradual acceleration.
The servo is very good for steering, it turns 90 left, center or 90 right. So you don't have to have a return-to-center mechanism for your steering. With the speed remote you could control it step-by step, 7 steps to in each direction (the speed remote problems do apply).
Also, the IR system does not work well outside, it will not be reliable over a few meters due to sunlight. Also there is a problem of line-of-sight. Indoors it works, because the walls reflect enough so you don't have to point the remote directly at the sensor, but it's still not perfect - you can't drive under a table or put something on your MOC that covers the sensor.
And as someone mentioned, the SBrick. I was in the first 500 for it, and expecting to get it within the month. It should allow us to control the motors in an analog way (1000 something steps), without lag or the sequential nature of the speed remote. Also, one SBrick control 4 functions, compared to the 2 of a PF receiver. And the remote is any modern iOS/Android tablet or phone.
I don't have first hand experience with it yet, but the videos that the beta testers put up are very impressive. I have previously set up my phone with a PS3 Sixaxis bluetooth gamepad for games and such, I hope to use the joysticks and buttons on that to control my MOC.
I recommend you not invest in the IR system and go for one or more SBricks - you can find videos on their site and youtube of it in action.